snow, home, christmas, house, real estate, winter, sale, xmas, miniature, sell, household, residential, purchase, discounts, snowfall, business, season, buy, concept, property, holiday, background, year, new, estate, real, wooden, snowflakes, demand, rental, housing, buying, houses, apartments, favorable, prices, price, offer, market, rent, rate, rates, lower, low, renting, mortgage, loan, credit, new year, hand