October 31st, World Savings Day increases public awareness of the importance of saving money & a day to recognize the impact that savings has on the global economy. Financial experts say you should have three to six months’ worth of expenses in your savings account. If monthly expenses are $3000, you should have $9,000 in savings. Even better if you have enough money to cover 6 months of expenses. Saving this much money, you won’t have to worry so much if you lose your job or have a a change in income.